Applying For a Credit Card No Credit History
If you are an adult, you can apply for a credit card no credit history online. Most credit card providers offer this service. However, if you’re under 21, you should look for a co-signer. A co-signer can help you get approved if your income is above a certain level.
Can you be denied a pre-approved credit card?
Obtaining a credit card no credit history is not as difficult as it seems. There are many factors that work in your favor, including income and employment history, and having a checking or savings account. However, you may not get the best interest rates or terms. To avoid this, it’s best to establish a good credit history.
One of the best ways to establish a credit history is to get a secured card. This type of credit card will require you to deposit a certain amount of money into it. If you don’t have any credit history, you can apply for a credit card that doesn’t require a credit history, like a prepaid card. However, you’ll need a good credit score to get a high-end reward card.
Credit history is a very important factor to credit card issuers. According to Experian, about 62 million adults in the United States do not have enough credit history to build a credit score. If you’re one of these individuals, it can be difficult to qualify for a card. Luckily, there are several credit cards for people with no credit history.